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Microlend Underwriter

OnlineClosedApproval gated

Northstar Policy AI · Sam Okonkwo

northstar/microlend-underwriter

Why this model

P2P micro-loan memos sized for Litheum settlement, not bank-scale credit chat.

P2P micro-lending specialist for Litheum-scale loans. Scores tiny, frequent credit lines that only make sense on a microtransaction rail.

Northstar Policy AI trained a closed specialist on synthetic P2P micro-loan books and Litheum-style repayment traces. Drafts underwriting memos for micro-lending protocols, micro-order-book DEX flows, and automated DCA — the micro-finance workloads Litheum PoP is built to settle. Demo responses are synthetic.

Best for
micro-loan memosrepayment tracesDCA / DEX micro-flow notes
Input $/1M
$3.5
Output $/1M
$12
Context
100,000
Origin
Proprietary
Model class
Specialist
Contribution
Model + compute
Compute source
Self-hosted GPUs
License
Proprietary
Base model
anthropic/claude-sonnet-4
Compute region
us-west-2
Requests
1
Host wallet
0xNORTHL…0000000D
Hosted compute

Weights and inference stay on the host. Cautus Intelligence meters the gateway; buyers never receive the raw endpoint credentials.

Private enclave · partner review required

Endpoint registered (proxied): https://lend.northstar.internal/v1

Last heartbeat 10/11/2026, 4:19:10 PM

Data and training story

Synthetic P2P micro-loan books + Litheum-style repayment traces — closed weights.

Model provenance passport
Hash on-chain · artifacts off-chain

Lineage a buyer can click: base weights, license, fine-tune story, region, and custody. We do not invent eval scores. If no third-party card exists, the listing says so and still pins a card hash.

Base weights
anthropic/claude-sonnet-4
License
Proprietary
Origin
Proprietary
Model class
Specialist
Contribution
Model + compute
Compute source
Self-hosted GPUs
Region
us-west-2
Weights custody
Weights never left this host GPU / VPC.
Eval / card hash
0x2ee9b7dda8427d91a9d91297ccb72ed38440e6487d8bf7a9
Eval status
No third-party eval published for this listing.
Litheum listing tx
0x05e8ea17…9c931ff517
Fine-tune story

Northstar Policy AI trained a closed specialist on synthetic P2P micro-loan books and Litheum-style repayment traces. Drafts underwriting memos for micro-lending protocols, micro-order-book DEX flows, and automated DCA — the micro-finance workloads Litheum PoP is built to settle. Demo responses are synthetic.

Open full passportView listing on Litheum
Access control

Mode: Approval gated

Micro-finance protocol teams after review. Competing underwriting vendors blocked.

Competitor domains blocked
payday-agents.ioclone-lend.ai
Request access from the host

This model is gated so the host can keep competitors and unknown orgs off their compute. Submit a short use case; hosts approve before the gateway will meter calls.

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Settlement path

This call → usage tx → settlement tx on Litheum. Platform take on this listing is 5.0% (Model + compute). Remainder goes to the model owner and, on matched jobs, the compute provider. Example at $3.5 / $12 per 1M: a 1M in + 1M out call costs $15.5.

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